Structural Report for Mortgage & Survey Issues
Structural Report for Mortgage & Survey Issues
From £1,500 + VAT
Has Your Survey Identified Cracking or Movement?
A mortgage valuation, home buyer report or building survey will sometimes identify cracking, distortion, or signs of movement and recommend that further investigations are undertaken before the purchase proceeds.
In these circumstances, a Structural Report can provide an independent assessment of the issue, identifying the cause, assessing the significance of any movement, and advising whether remedial works are required.
At Pearl Development Ltd, we regularly assist purchasers, vendors, estate agents, lenders and professional advisers where structural concerns have the potential to delay or disrupt a property transaction.
Common Reasons for Instructing a Structural Report
- Cracking to walls or ceilings
- Mortgage lender requirements
- “Movement Noted” comments within a Level 2 or Level 3 Survey
- “Further Investigation Recommended” survey findings
- Concerns regarding subsidence
- Distortion around openings
- Structural concerns identified during conveyancing
What We Assess
Our inspections typically consider:
- Foundations and structural movement
- External and internal walls
- Window and door openings
- Lintels and loadbearing elements
- Roof structures
- Floors and staircases
- Chimney stacks and chimney breasts
- Structural alterations and extensions
What Makes Pearl Different?
- Independent Chartered Surveyor
- Over 30 years’ experience in structural diagnosis
- Clear and proportionate reporting
- Fast response and inspection availability
- Reports suitable for lenders, conveyancers and professional advisers
- Practical recommendations focused on resolving issues
Typical Findings
Many properties referred to us following a survey are found to be:
- Structurally stable
- Experiencing only localised or historic movement
- Unaffected by subsidence or foundation failure
- Requiring only minor maintenance or localised repairs
Where genuine structural defects are identified, we provide clear recommendations and proportionate advice regarding remedial works.
What’s Included?
- Site inspection by an experienced Chartered Building Surveyor or Structural Engineer
- Assessment of observed cracking and movement
- Professional diagnosis of causation
- Clear explanation of structural significance
- Practical recommendations where required
- Comprehensive written report
Next Steps
If your survey has identified cracking, movement, or recommended further investigation, please contact us for an informal discussion.
Telephone: 01709 836887
Email: info@pearldevelopment.co.uk
We understand the importance of keeping property transactions moving and aim to respond promptly to new instructions.